Well, unfortunately I'm not getting my car this week. I got the call from Toyota last week saying that my car had arrived in Long Beach and that I'd get it by today. Oh well, I hope to get it sometime next week. It only needs to go from Long Beach to Orange County...about a 25 minute drive. Probably just a delay in processing. (I did not order the CD player.)<br><br>Local dealer told me that they are required to keep and test the car for a day and half after it arrives at the dealership.<br><br>I called a few insurance companies in Southern Cal. to get some quotes (like AAA, Freeway, Eastwood, Dashers). Looks like AAA is the lowest at about a grand. Limits I requested are 100/300/50 liability and 1,000 deductibles for collsion and comp. I have no tickets or accidents and am between 30 and 40...male.<br><br>If anyone knows of a cheaper rate, please post.

&gt;I got the call from Toyota last week saying that<br>&gt;my car had arrived in Long Beach and that I'd get<br>&gt;it by today. Oh well, I hope to get it sometime<br>&gt;next week. It only needs to go from Long Beach to<br>&gt;Orange County... about a 25 minute drive. <br><br>Just for comparison's sake: my Prius also came in via the Long Beach port and I live in Palms (not too far from Orange Country). There were exactly 7 days between when I received the call that the car had arrived in the Port and when I was able to take delivery at my dealership (in Carson) last night. So I suspect you should have yours very soon now!<br><br>&gt;I called a few insurance companies in South Cal.<br>&gt;to get some quotes (like AAA, Freeway, Eastwood,<br>&gt;Dashers). Looks like AAA is the lowest at about a<br>&gt;grand. Limits I requested are 100/300/50<br>&gt;liability and 1,000 deductibles for collsion and<br>&gt;comp. I have no tickets or accidents and am<br>&gt;between 30 and 40...male.<br><br>I also am a male between 30&40 with no tickets or accidents. Unfortunately, the lowest insurance I could find was Geico at a cost of $753/6 months! YIKES! (my last car was only $300/6 months). I suspect the discrepancy is caused by my residential location (I don't live in the safest of areas and car breakins are rather commonplace).<br><br>-- Steve

I was quoted $544 for 6 months with $500 deductible or $566 for 6 months with a $100 deductible today by Farmers Insurance. Also, no accidents or tickets 30-40 age but I'm in Portland Oregon.<br><br>Also, my car is sitting on the dealer lot waiting for me to get the paperwork done, which looks like it'll be Monday now. But at least my wait is over!<br><br>PriusFan

Try Costco. A few years ago they cut, what I thought was the best rate I can get, in HALF. The quote I got, with similar limits to yours, being a 47 year old male in Santa Cruz with two cars, was $570/year!!! for the Prius.

"I called a few insurance companies in Southern Cal. to get some quotes (like AAA, Freeway, Eastwood, Dashers). Looks like AAA is the lowest at about a grand. Limits I requested are 100/300/50 liability and 1,000 deductibles for collsion and comp. I have no tickets or accidents<br>and am between 30 and 40...male."<br><br>1st thing, I would see about getting a single limit rather than the split limit (consider a single $350,000 limit if you can get it--it gives you basically the same coverage, but in sue-happy states like NJ & CA the single limit gives you more options when you have an accident, IMO. A $500,000 SL policy is even better, but you'll pay more for it, obviously.)<br><br>2nd thing-get the same quote with a lower comp. deductible--you'd be amazed, but the difference in premium between a $1000 comp deductible & a $100 deductible shouldn't be more than $50 or so. (Course, it's been a while since I did insurance in CA--but in Jersey, that's about what it would be on a Camry or similar vehicle.) That way, if you're in an accident that might affect your rates, you know you're responsible for the first $1000, which may make you drive a little more carefully. But if your car is stolen? Vandalized? Broken window? Catches fire? Is hit by an animal? Or a mudslide? I wouldn't want to have to put out $1000 for that!<br><br>You also might want to check CNA, they have a great policy, and with your age & experience the underwriting shouldn't be too horrible.<br><br>I don't know if Progressive writes in CA, but you might check their website, and I think GEICO does on-line quotes as well.<br><br>Beth<br>(NJ Independant Insurance agent) :)

Beth,<br><br>You in business anywhere in Central NJ - between Morristown and Flemington?<br>My insurance agency went from personal to "commercial" services. :-(<br>Bill Powell

Thanks for the reply, Beth. (Glad to get a reply from the Garden State. I was born in NJ, but like many others, moved to CA.) I will take your suggestions.<br><br>One more thing to follow up on my previous long posting about taking delivery of my Prius. (And sorry for the typos, I had to type fast. I meant to type that the touch-screen display shows MPG, not MPH.):<br><br>I was given 3 keys to the Prius, 2 masters and 1 that will do everything except open the trunk. I asked dealer for another key. She told me it would cost a whopping $150. I then changed my mind. I suggest putting one of your master keys in a safe deposit box. And if you do lose one of your master keys, you must dish out the $150 before you lose the second one, otherwise you'd have to spend thousands. Be careful, all! I know I will.

"You in business anywhere in Central NJ - between Morristown and Flemington? My insurance agency went from personal to "commercial" services. :-("<br><br>No, I'm in Mt. Laurel, but I'm part of the Commerce National flagship (division of Commerce Bank)--we have offices all over the state. email me at Jobeth66@... with your name & telephone #, and I'll get you the information for the account rep in your area, and have him/her give you a call for a quote, if you want.<br><br>Beth

"Thanks for the reply, Beth. (Glad to get a reply from the Garden State. I was born in NJ, but like many others, moved to CA.) I will take your<br>suggestions."<br><br>De nada! (Where in Jersey, BTW? There's a few of us on here from Jersey) I started in PA, moved to Jersey, moved to CA, then came back to Jersey with a few other stops in-between &lt;G&gt;)<br><br>Let me know how it works out with your rates, I'm interested to know how it shows up in CA as opposed to here.<br><br>Beth

Beth,<br><br>I was born in Atlantic City and lived in Margate for 16 years. (BTW, I miss the subs at The White House and Tastykake. I do not miss the cold weather in the winter. Yes, I know, California has earthquakes!)<br><br>I called for some other quotes as you suggested. Believe it or not, AAA was the lowest at $985 per year. I've learned that this is a great rate and one that might be impossible to beat.<br><br>I signed with AAA.<br><br>I love the Prius and am happy I bought it (so far). Take care in NJ!

"I was born in Atlantic City and lived in Margate for 16 years. (BTW, I miss the subs at The White House and Tastykake. I do not miss the cold<br> weather in the winter. Yes, I know, California has earthquakes!)"<br><br>I don't like cold weather in winter, either. But I hate earthquakes even more. June 1992. Riverside/Moreno Valley. My house is shaken OFF its foundation after a 5:30 earthquake & 3 hours of rumblings before a significant 8:00am aftershock. August 1992--I'm outta there. &lt;G&gt;<br><br>I'm glad you got a great rate with AAA-did you go for the single limit & lower comp deductible??<br><br>Beth